GROOMS is a technology company, not a bank or a licensed money transmitter, and does not hold customer funds. Payment services are provided by Stripe; crew funds are processed and held by Stripe and its financial partners, earn no interest, and are not deposits. Crew funds are paid only to the providers a crew approves or returned to the original payment method. Approved out-of-pocket expenses are credited against the contributing member's share and settled after the trip. GROOMS does not issue cards, and its fees are flat software fees that do not vary with any travel purchased. A held weekend on the waitlist is not a confirmed booking, creates no payment obligation, and may be released at any time before you fund the trip. Nothing here constitutes financial, legal, or tax advice.
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